Wedding insurance and why it is needed

With 278,599 weddings held each year, it is clear to see that needing to insure your wedding is important. Your wedding day is one of the most important days of your life. You’ve spent months (or even years) planning and saving and want everything to go perfectly – understandably. 

What’s the deal with wedding insurance? 

What is wedding insurance?

Wedding insurance protects you financially if something goes wrong with your wedding. This could include anything from medical emergencies to property damage. After all, it is probably one of the most special days of your life, so you want to ensure that it is protected from any risk as much as possible. 

Why do you need wedding insurance?

There are so many reasons why wedding insurance is beneficial. Ultimately, you want to be able to ensure that things run as smoothly as possible. Here’s why: 

Medical emergencies: 

This is an often upsetting yet very realistic risk that could occur. If someone gets injured or sick on your wedding day, wedding insurance can help cover the costs of medical care. 

Damage to property: 

If there’s a fire or flood on your wedding day, wedding insurance can help cover the costs of damage. This could include your wedding venue, dress, and other belongings.

Inclement weather: 

If your wedding is scheduled at an outdoor venue, you will probably need to consider the weather. Wedding insurance can help cover the costs of rescheduling or moving your wedding indoors should the weather become difficult. 

Vendor cancellations: 

Even if you’ve booked all of your vendors well in advance, there’s always a chance that one of them could cancel at the last minute. Wedding insurance can help cover the costs of hiring a replacement vendor, as well as any additional expenses as a result of this.

How much does wedding insurance cost?

Wedding insurance sounds great, right? But how much does it cost? 

Well, the cost of wedding insurance varies depending on the level of coverage you choose and the specific events that are covered by your policy. Usually, wedding insurance is very affordable, and it can provide peace of mind knowing that you’re protected financially if something goes wrong.

How to choose wedding insurance

Here are some tips to help you choose the right wedding insurance for your big day. 

  • Shop around: Compare quotes from different insurers to get the best deal.
  • Read the fine print: Make sure you understand what is and is not covered by your policy so that you can make an informed decision. 
  • Get different quotes: You may not need the most expensive plan, but you also don’t want to be underinsured.
  • Start shopping early: The earlier you start shopping for wedding insurance, the more likely you are to find the best deal for you.

At Protect Your Family, your wedding insurance is tailored to your wedding needs. All we need to know is how many guests you will have and what you want covered, and we’ll do the rest of the work for you. Protect your wedding and your finances.



Alex is the co-author of 100 Greatest Plays, 100 Greatest Cricketers, 100 Greatest Films and 100 Greatest Moments. He has written for a wide variety of publications including The Observer, The Sunday Times, The Daily Mail, The Guardian and The Telegraph.

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